Complimentary Dinner at Shula's Steak House in Naples, FL

The Facts About Annuities in Retirement

What Every Retiree Should Understand About Protection, Income & What To Watch For Before Making a Decision

EVENT DETAILS

Shula's Steak House

5111 Tamiami Trl N
Naples, FL 34103

Event Date & Time:

Monday, November 2 at 6:30 PM

Seating is limited and there is no charge to attend.

Do you have questions about annuities? Join us for a complimentary meal and enlightening presentation at Shula's Steak House where we will discuss how annuities work, what they actually cost, and how to evaluate whether one belongs in your retirement income plan — whether you're considering an annuity for the first time or reviewing one you already own.

Here's what we'll cover:

Why today’s current economic environment may be one of the most challenging to retire and how annuities can help
The key differences between different types of annuities — and why choosing the right type for your situation matters more than many people realize
How fixed indexed annuities can offer market-based interest potential, subject to limits, while protecting your principal from market losses
What "guaranteed lifetime income" really means, how payouts are calculated, and what backs that guarantee so you know exactly what you're relying on
How annuities can help with planning for longevity, inflation and future tax increases to help ensure you won’t OUTLIVE your money in retirement
When an annuity genuinely strengthens a retirement income plan and when it may not be the right fit for your situation
How to evaluate an annuity you already own to determine whether the terms are still competitive in today's environment
The questions you should ask before making any annuity decision to help you move forward with confidence and clarity
And much more!

RESERVE YOUR SEAT

Designed for pre-retirees and retirees age 55+ who have saved at least $250,000 for retirement and already own, or are considering an annuity for retirement.

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Do you have questions about annuities?
Don’t miss this information-packed event!

What We'll Cover

What we'll cover in 60 minutes

The annuity conversation many people aren't having — designed for those five to ten years from retirement or already there.

01

How Annuities Actually Work — In Plain Language

There's a reason annuities are one of the most misunderstood financial tools in retirement. We'll cut through the confusion and explain how different types of annuities work — how your money may grow, how income payments are calculated, what "guaranteed" means, and what the actual tradeoffs are.

02

Help Protect Your Savings From Market Downturns — Without Giving Up Growth Potential

One of the most compelling features of a fixed indexed annuity is the ability to earn potential interest tied to an external market index, subject to limits, while being protected from market losses. We'll explain exactly how that works — the mechanics of indexing, rate caps, participation rates, and floors — so you understand what you're getting and what the limits are.

03

Guaranteed Lifetime Income — What It Really Means

"Income you can't outlive" is a powerful promise — but what's behind it? We'll cover how lifetime income riders work, what determines your payout, how the guarantee is backed by the issuing insurance company's financial strength, and what happens to your money if you pass away before the contract value is exhausted.

04

When an Annuity Makes Sense — And When It Might Not

How an annuity can help address a specific problem: creating dependable, guaranteed income in retirement regardless of market conditions. If that's something you are looking for, it may be a powerful tool. We'll walk through the situations where an annuity may fit well and the situations where other approaches may be worth considering — so you can make a confident, informed decision.

Seating is limited.

No alcohol allowed during the presentation.

Presented by Robert Butmankiewicz. Safety 1st Financial Group offers insurance products and services. Safety 1st Financial Group and Your Retirement Reality are unaffiliated. Licensed Insurance Professional.

*Guarantees provided by annuities are subject to the financial strength of the issuing insurance company; not guaranteed by any bank or the FDIC. Guaranteed lifetime income available through annuitization or the purchase of an optional lifetime income rider, a benefit for which an annual premium is charged.

The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. We recommend that you seek professional legal advice for applicability to your personal situation.

By providing your information and/or attending this event, you give consent to be contacted about a discussion of life insurance and annuities. Attend and learn how insurance products can be used in various stages of retirement income planning.

The presenter can provide information, but not specific advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.